Terms of Use

1. General

1.1 These Terms form a legally binding agreement between you ("User", "you") and Irwin wealthvale ("Operator", "we", "us"), the owner and operator of the Website located at https://irwin-wealthvale.com.

1.2 The Website serves as an informational and marketing platform that connects Users with third-party trading service providers ("Advertisers"). The Operator does not directly provide financial, investment, or trading services.

1.3 The Operator may amend these Terms at any time. Your continued use of the Website after any changes means you accept the revised Terms. We recommend that you review this page periodically.

1.4 If you have any questions about these Terms, contact us at: support@irwin-wealthvale.com

2. Eligibility

2.1 By using this Website, you confirm that you are at least 18 years old, or the legal age of majority in your jurisdiction, whichever is higher.

2.2 You confirm that you are legally allowed to access and use the Website under the laws of your country of residence.

2.3 The Website may not be available or legally accessible in every jurisdiction. It is your sole responsibility to ensure that your use of the Website complies with all applicable local laws and regulations.

2.4 The Operator reserves the right, at its sole discretion, to restrict access to the Website in certain territories, including where required by applicable law or regulatory guidance.

3. Nature of the Website

3.1 The Website serves solely as a digital marketing and information platform. It allows Users to submit inquiries and indicate interest in services offered by third-party Advertisers.

3.2 The Operator acts only as an intermediary, providing the infrastructure that connects Users with Advertisers. The Operator does not directly sell, provide, or deliver any financial, investment, or trading services.

3.3 Any services, agreements, or transactions resulting from a User's connection with an Advertiser are governed solely by that Advertiser's terms and conditions. The Operator assumes no responsibility for such services or agreements.

3.4 The Website does not constitute a financial platform, brokerage, exchange, or investment advisor. Nothing on the Website should be construed as a solicitation or offer to buy or sell any financial instrument.

4. No Financial Advice

4.1 All content published on the Website is provided for informational and promotional purposes only. It does not amount to financial, investment, legal, or tax advice of any kind.

4.2 The Operator makes no representations or warranties about the accuracy, completeness, timeliness, or reliability of any information published on the Website.

4.3 Any performance results, testimonials, or examples shown on the Website are for individual cases only and do not guarantee similar outcomes for all users. Past performance is not indicative of future results.

4.4 Before making any financial decision, you should consult a qualified, licensed financial advisor familiar with your individual circumstances.

5. Account Registration

5.1 Certain features of the Website may require you to create an account by providing personal information, including your full name, email address, and phone number.

5.2 You agree to provide accurate, current, and complete information during registration and to keep your account details up to date at all times.

5.3 You may maintain only one active account. Creating multiple accounts is strictly prohibited and may lead to immediate suspension or permanent termination of all related accounts.

5.4 You are solely responsible for keeping your login credentials confidential. The Operator shall not be liable for any loss or damage arising from unauthorised access to your account due to your failure to protect your credentials.

5.5 You must inform the Operator immediately if you become aware of any unauthorised use of your account.

6. Prohibited Activities

6.2 Any violation of these prohibitions may lead to the immediate suspension or termination of your account and may expose you to civil or criminal liability.

7. Intellectual Property

7.1 All content, design elements, logos, trademarks, software, and underlying code on the Website are the exclusive intellectual property of the Operator or are used under a valid licence.

7.2 Users are granted a limited, non-exclusive, non-transferable licence to access and use the Website solely for personal, non-commercial purposes only.

7.3 You may not copy, modify, distribute, sell, or use any content or materials from the Website for any commercial purpose without the Operator's prior written consent.

7.4 Unauthorised use of any intellectual property owned by the Operator may result in legal action.

8. Third-Party Services and Links

8.1 The Website may include links to third-party websites, platforms, or services. These links are provided only for your convenience and do not imply any endorsement or recommendation by the Operator.

8.2 The Operator does not control, and accepts no responsibility for, the content, accuracy, privacy practices, or availability of any third-party websites or services.

8.3 Your interactions with third-party Advertisers, including any purchases, agreements, or services, are solely between you and the relevant Advertiser. The Operator is not a party to any such arrangements.

8.4 The Website may use third-party software, analytics, and tracking tools. Any occasional service interruptions or delays caused by these third-party providers are beyond the Operator's control.

9. Privacy and Data Protection

9.1 Your use of the Website is also subject to our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at Privacy Policy.

9.2 By submitting your personal information through the Website, you consent to its use as set out in our Privacy Policy, including sharing it with Advertisers to respond to your inquiry.

9.3 The Operator processes personal data in line with applicable data protection laws, including, where relevant, the General Data Protection Regulation (GDPR).

9.4 If you believe your data has been used improperly, you must notify the Operator immediately at support@irwin-wealthvale.com and fully cooperate with any subsequent investigation.

10. Limitation of Liability

10.1 The Website and all its content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied.

10.3 Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be lawfully excluded.

11. Indemnification

12. Governing Law and Dispute Resolution

12.1 These Terms shall be governed by and interpreted in accordance with the laws of the jurisdiction in which the Operator is registered, without regard to its conflict of law provisions.

12.2 Any disputes arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts in the Operator's country of registration.

12.3 Where required under applicable local law, disputes may also be resolved through the courts of the User's country of residence.

12.4 If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

13. Miscellaneous

13.1 These Terms, along with the Privacy Policy and any other legal notices published on the Website, form the entire agreement between you and the Operator regarding your use of the Website.

13.2 The Operator's failure to enforce any provision of these Terms will not be considered a waiver of that provision or any other provision.

13.3 The Operator may transfer its rights and obligations under these Terms without your consent. You may not transfer your rights under these Terms without the Operator's prior written consent.

13.4 All electronic communications sent to the Operator will be considered valid and legally binding correspondence.

13.5 These Terms are available in en and may be translated for information purposes. If there is any inconsistency between the English version and a translated version, the English version shall prevail.